joitly

Stop splitting. Start sharing.

The money app built for two. Track shared expenses, set goals together, and have better conversations about money. No spreadsheets, the Venmo chaos, or the fights.

Try a Money Date
Free to startNo bank linkingWorks everywhere
OursThis month$2,340$85$42$12060%

The real problem

Sound familiar?

These are the three conversations every couple has had. Most just keep having them.

$$$$??

“Who paid for groceries last week?”

You Venmo each other six times a day. You have a shared spreadsheet nobody updates. You split 50/50 even though your incomes aren't 50/50.

! ! !

“We never talk about money until it's a fight.”

56% of couples argue about money more than any other topic. Not because they're bad with money, but because there's no good way to talk about it together.

BillsBudgetGroceriesRent?

“I'm the only one tracking our finances.”

One partner carries the entire mental load of bills, budgets, and tracking. That's not a partnership. That's a job.

The solution

Money management built for real couples.

One app that handles the math, the conversations, and the goals.

YoursMineOurs

Yours. Mine. Ours.

Three views, one app. See your personal spending, your partner's shared contributions, and your combined picture, all without giving up financial privacy.

40%
60%
50/50

Fair splits, your way.

50/50. Proportional to income. Custom. Whatever works for your relationship. Set it once, and every shared expense automatically calculates who covers what.

Money Dates.

Guided 20-minute conversations designed to replace money fights with money plans. Monthly check-ins, goal reviews, and big purchase decisions, all structured so you both walk away feeling heard.

$$$

Goals you build together.

Vacation. House. Wedding. Emergency fund. Set a shared goal, track contributions from both sides, and celebrate milestones together.

By the numbers

The problem is bigger than you think.

Money is the #1 source of tension in relationships. Here's why.

56
56%

of couples fight about money more than anything else

1
#1

predictor of divorce is financial disagreements

83%

of people haven't talked about money with anyone in a year

3-5

separate tools couples juggle to manage shared finances

You deserve one app that actually works for two people.

Getting started

How it works

Four simple steps. No bank linking. No complicated setup.

1

Sign up and invite your partner.

Takes 2 minutes. No bank accounts to link. No financial data to hand over.

2

Set your arrangement.

Choose how you split. Set your categories. Agree on a threshold. One conversation.

$
3

Log expenses as you go.

One tap. Under 5 seconds. The app handles the math and keeps a running balance.

4

Do a Money Date once a month.

20 minutes. Review spending, check goals, adjust your plan. No fighting required.

Try a Money Date tonight.

A free, guided 20-minute conversation for couples who want to talk about money without it turning into a fight. No app needed.

Start your Money Date

Early access

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